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Couple shares how they became mortgage-free at 45

A Guardian Business article profiles a couple who paid off their mortgage by age 45 and explains how they did it. It offers personal-finance tips for readers hoping to clear mortgage debt earlier, though the advice is based on one household’s experience.

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Calls grow for COP summit reforms as countries fall short on nature targets

Countries are on track to miss global nature targets, prompting growing calls to reform COP summits. Critics dismissed the current process as a “bunch of baloney” and urged changes to improve accountability and implementation. The push matters because weak follow-through could undermine international efforts to protect biodiversity.

business health

Five things to review before picking a health insurance plan during open enrollment

Fox News Business outlines five factors consumers should check before selecting a health insurance plan during open enrollment. The guidance covers costs, coverage and provider networks to help people avoid costly surprises. It matters because plan choices made now lock in coverage and expenses for the coming year.

business world

Trump administration proposes payments for married parents to stay at home

The Trump administration wants to give money to married parents who stay home to care for their children. The proposal raises questions about whether the payments would be large enough to make staying home practical. It matters because it could reshape family support policy and debate over work incentives.

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Jamaica court victory boosts fight to keep beaches public

A court victory in Jamaica has given campaigners hope in their fight to keep beaches public amid concerns over “plantation tourism.” The ruling matters because it could strengthen efforts against private enclosures of coastline and protect public access to beaches.

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Elon Musk spent $446m on US midterms, Guardian visualization shows

Elon Musk spent $446 million on the US midterms, according to a Guardian visualization of the spending. The outlay underscores the outsized role of billionaire donors in American elections and why campaign finance remains a major political issue.

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Cyclists caught jumping red lights avoid fines via sin bin course

A scheme for cyclists caught running red lights lets them take a sin bin safety course instead of paying a fine, according to a Guardian report. It matters because it changes how minor cycling offences are punished and could shape road-safety policy.

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Overreliance on AI may dull thinking—here’s how to counter it

The article argues that depending too heavily on AI tools can weaken cognitive skills and critical thinking. Psychologist Carly Dober offers practical ways to use AI more deliberately and preserve mental fitness as AI becomes routine.

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Aditya Chakrabortty: politicians chasing economic growth is a lie

In The Guardian’s Radical Thinking series, columnist Aditya Chakrabortty argues that politicians’ pursuit of economic growth is misleading. He challenges the assumption that growth can or should be the central goal of politics. The piece matters as a critique of mainstream economic policy framing.